Non Registered Investments

A non-registered plan (commonly referred to as ‘open’ or ‘investment accounts’) enables investors to invest an unlimited amount of money in funds with exposure throughout the world. Non Registered plans are not tax sheltered; the gains and losses are declared for income tax purposes. Non Registered, means they haven’t been registered with the Canada Revenue Agency (CRA), Unlike RRSP`s or TFSA that are registered with CRA.

Benefits:

• Potentially higher rate of return than on your bank account, and you have access various investment vehicles.
• No legislated restrictions on the amount of contributions or withdrawals you make to them.
• Possibility to have special tax treatment for capital gains, and dividends.